Bank of America Unlimited Cash Rewards

The Bank of America Unlimited Cash Rewards credit card is ideal for earning cash back easily. 

Credit Card

Bank of America Unlimited Cash Rewards

No Annual Fee High APR

Unlimited Cash Back

How to Apply You will remain on the current site

With no annual fee and a steady 1.5% cash back on every purchase, it’s ideal for people who want to earn rewards without the hassle of rotating categories or restrictions. 

Whether you’re making everyday purchases or larger ones, this card allows you to earn rewards effortlessly. In the following, we’ll explore its key features and benefits to help you determine if it’s the right fit for your financial needs.

The Best Credit Card for you

The Bank of America Unlimited Cash Rewards credit card stands out for its simplicity and flexibility. Beyond the generous 1.5% cash back on all purchases, cardholders can earn a $200 online cash rewards bonus after spending $1,000 in the first 90 days. 

It also offers additional perks like access to the Bank of America mobile app for easy account management and the ability to earn even more cash back with the Preferred Rewards program for eligible customers. 

With no annual fee and a straightforward rewards structure, this card is a solid choice for anyone looking to maximize everyday spending without complications.

Pros and Cons

Pros:

• Unlimited Cash Back
• No Annual Fee
• Bonus Offer

Cons:

• High APR
• Limited Rewards Potential
• Foreign Transaction Fees

How do I know if the Bank of America Unlimited Cash Rewards is the best credit card for me?

The Bank of America Unlimited Cash Rewards credit card is ideal for those seeking a simple, no-fee card that offers 1.5% cash back on every purchase. With no rotating categories, it’s perfect for everyday spending. 

The $200 bonus after spending $1,000 in the first 90 days adds extra value. If you want flexibility, straightforward rewards, and additional benefits like access to the mobile app and the Preferred Rewards program, this card could be the best fit for you.

Why do we like this card?

We like the Bank of America Unlimited Cash Rewards credit card because it offers a straightforward and hassle-free way to earn rewards. 

The 1.5% cash back on all purchases is consistent and easy to understand, with no rotating categories or spending limits to worry about.

Additionally, the generous $200 bonus after spending $1,000 in the first 90 days gives you a great start. With added perks like mobile app access and the opportunity to earn more with the Preferred Rewards program, this card delivers both simplicity and value.