Assent Platinum 0% Intro Rate
The Assent Platinum 0% Intro Rate Mastercard offers a rare and valuable combination:
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Assent Platinum 0% Intro Rate
Zero fraud liability Annual feea secured card that includes 0% introductory APR for six months on purchases. That’s not something you see often in the secured credit card world.
Unlike many traditional options, this card gives you time to make purchases without being charged interest—while still helping you establish a solid payment history and improve your credit score over time.
It’s a smart option for those who need to borrow strategically while working toward long-term financial stability.
Main Benefits of the Assent Platinum Mastercard
The star feature of this card is the 0% introductory APR for the first six months, allowing you to make essential purchases or cover emergencies without immediate interest charges. After the intro period, a variable APR applies—but you’ve already had time to breathe and pay down balances.
This is a secured credit card, which means you’ll need to make a refundable security deposit (typically starting at $200). Your credit limit equals the amount you deposit, up to $2,000, offering flexibility while minimizing risk.
The card reports to all three major credit bureaus, helping you build or rebuild your credit with responsible use. There’s also zero fraud liability, and the application process is quick, with no credit check required to apply.
You’ll also enjoy online account access, tools to manage payments, and alerts to help keep your finances on track.
Pros and Cons
Pros
- 0% intro APR for 6 months on purchases
- No credit check to apply
- Reports to all 3 major credit bureaus
- Credit limit based on refundable deposit
- Zero fraud liability
Cons
- Annual fee required
- No rewards or cash back
- Security deposit needed
- No upgrade path to unsecured card
- High APR after intro period
How Do I Know if the Assent Platinum Mastercard Is Right for Me?
If you need a secured card and also want to make purchases without incurring interest right away, this card is designed exactly for you. The 0% APR offer gives you breathing room, and the credit reporting supports your long-term credit-building goals.
It’s not for someone seeking luxury perks or travel rewards—it’s for those focused on rebuilding their financial foundation smartly.
Why Do We Like This Card?
We like the Assent Platinum Mastercard because it gives users a tool that balances credit-building with real short-term benefits. The rare 0% intro rate paired with no credit check makes it stand out among secured cards.
It’s ideal for people taking their first step—or second chance—on their credit journey.
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