Citi Double Cash

The Citi Double Cash Credit Card offers a simple and rewarding repayment structure for all its card users.

Credit Card

Citi Double Cash

Low Annual Fee High APR

2% Cashback on Every Purchase

How to Apply You will remain on the current site

Whether you’re using it for everyday expenses or larger purchases, the Citi Double Cash Credit Card ensures you’re earning top-tier rewards every time you swipe. If you’re looking for a no-fuss, high-reward credit card, this is a great option for effortless cashback.

The Best Credit Card for Unlimited Cashback

The Citi Double Cash Credit Card stands out with its generous 2% cashback on all purchases—1% when you make a purchase and another 1% when you pay your bill. 

It’s perfect for those who want to earn rewards on everything they buy, from groceries and gas to travel and entertainment.

 With no annual fee, this card provides solid value for anyone looking to maximize their cashback without worrying about complicated rewards programs.

Pros and Cons

Pros

• 2% Cashback on Every Purchase (1% on Purchase, 1% on Payment)
• No Annual Fee
• No Categories or Rotating Rewards

Cons

• High APR After Introductory Period
• Requires Good to Excellent Credit for Approval
• No Bonus Categories for Higher Rewards

How Do I Know if the Citi Double Cash Credit Card Is the Best Card for Me?

The Citi Double Cash Credit Card is ideal for individuals who want a simple and effective way to earn cashback on all their purchases. 

If you prefer a consistent rewards structure with no need to activate categories or worry about rotating offers, this card provides the simplicity and value you need. 

It’s perfect for everyday spending, offering a straightforward 2% cashback on every purchase, whether you’re dining out, shopping online, or filling up your car. 

However, if you’re looking for a card with specific bonus categories or more complex perks, this card might not meet all your needs.

Why Do We Like This Card?

We like the Citi Double Cash Credit Card because it offers a high and consistent cashback rate of 2% on every purchase. 

Whether you’re making small or large purchases, you’re always earning top-tier rewards without the need for category tracking or special offers. 

The lack of an annual fee makes it a low-cost option with significant cashback benefits, while the 0% introductory APR on purchases for the first 18 months adds additional value for those planning large purchases. 

Overall, the Citi Double Cash Credit Card is a solid and hassle-free choice for anyone who wants to earn generous rewards on their everyday spending.